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FIRST TIME HOMEBUYER WORKSHOP
Because the process of buying a home can often be confusing and time consuming, the First Time Homebuyers Workshop was created to educate homebuyers about the homebuying process and what to expect with the purchase of their first home. Counselors from The Homeownership Resource Center work closely with the homebuyer through every step in an effort to simplify and reduce the stress of the homebuying process. HRC trained, professional counselors have more than 20 years of extensive training and experience working with first time homebuyers and have assisted hundreds of individuals and families achieve their dream of homeownership. Isn’t it time you let them help you? 
COST: FREE! (Lunch and snacks are provided.)
WHEN: Third Saturday of Every Month
TIME: 10:00 AM - 4:30 PM
WHERE: Trident One Stop, 1930 Hanahan Road, North Charleston, SC
WORKSHOP TOPICS DISCUSSED INCLUDE:
- Which mortgage programs are best for me?
- How much of a home can I qualify for and afford?
- Qualifying for the new $7,500 tax credit for first time homebuyers
- Buying HUD properties and foreclosures
- Getting the most out of working with your realtor
- Home inspections
- Fees, credit scores, budgeting and current market conditions
- Downpayment and closing cost assistance for qualified buyers
At each workshop, participants have the opportunity to be pre-qualified by a preferred lender at no additional cost or obligation.
Reminder: Pre-registration is required to attend this class.
PROFESSIONALS AT THE WORKSHOP MAY INCLUDE:
- Housing Counselor
- Budgeting and Credit Counselor
- Home Inspector
- Attorney
- Real Estate Agent
- Insurance Agent
- Mortgage Broker
- Loan Originator
ONE STOP SHOPPING Through the Homeownership Resource Center's First Time Homebuyer Workshop, a prospective buyer is able to gain a better understanding about the homeownership process, apply for a mortgage application, receive a referral to a local real estate agent, and apply for their homeowners insurance all in one place while working one-on-one with an experienced, professional homebuyer counselor.
Upon completion of our certified workshop, participants may also be eligible for a variety of first time homebuyer mortgage options including downpayment and closing costs assistance grants offered to qualified buyers by the South Carolina State Housing Program through many area lenders.
DOWNPAYMENT ASSISTANCE One obstacle to becoming a homeowner is the downpayment. Surprisingly, some lenders still offer up to 100% financing to those who qualify and there are also a number of downpayment assistance programs available. In this workshop you will learn about many of these programs and how to qualify.
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