The Homeownership Resource Center (a division of Family Services, Inc.) is certified by the U.S. Department of Housing and Urban Development as a full service housing counseling agency. Our foreclosure prevention program is designed specifically for homeowners who are behind, or anticipate becoming behind, on their mortgage payments. Our counselors can help you establish a budget, and determine what strategies are best for your situation to prevent foreclosure. Our licensed and certified housing/financial counselors will discuss these strategies and develop a plan to get you back on track with your mortgage payments. Through this process our counselors can also offer advice and methods to address other financial issues besides your mortgage payments that may be causing your mortgage payment delinquency, such as credit card debt, defaulted student loans, medical bills, collection accounts, etc. Learn more...

Family Services, Inc., through its Consumer Credit Counseling Services (CCCS) division, has offered financial literacy education and counseling in our service area since 1971. Our staff of professional counselors are certified by the National Foundation of Credit Counselors (NFCC) and licensed in the state of South Carolina.

CCCS is approved to issue certificates in compliance with the Bankruptcy Code. At CCCS, we believe the most effective delivery of counseling and education is through face-to-face sessions, but for convenience, we also offer services via telephone. The cost of each course is $50.00 per person and pre-registration is required. Click on our website calendar to find dates and times for our classes. For additional information or questions, please call 744-1348 ext. 10 or 800-232-6489 ext. 10.